> ## Documentation Index
> Fetch the complete documentation index at: https://partners.elementpay.net/llms.txt
> Use this file to discover all available pages before exploring further.

# List payout schemes for a customer fiat account

> List **payout schemes** for this fiat account before preview.

List **payout schemes** for this fiat account before preview.

### What to use

* `methods[].scheme` — send as `bank.scheme` (or omit when `default: true`)
* `required_fields` / `require_one_of` / `optional_fields` / `aliases`

### SWIFT

`require_one_of` means **iban or account\_number** (not both optional).

Full guide: [External bank payouts](/customers/payouts).


## OpenAPI

````yaml /api-reference/openapi.json get /partner/customers/{customer_id}/accounts/{account_id}/payout-methods
openapi: 3.1.0
info:
  title: Element Pay Partner API
  description: >-
    Provider-neutral fiat ↔ crypto ramps for partners. Discover corridors,
    create a binding quote, accept it, and receive webhooks. African local fiat
    (mobile money and bank) is auto-routed by corridor.
  version: 1.0.0
servers:
  - url: https://sandbox.elementpay.net/api/v1
    description: Sandbox
security:
  - APIKeyHeader: []
tags:
  - name: partner
    description: >-
      Corridor discovery, indicative rates, binding quotes, and order acceptance
      (including order-path account currency conversion rails). Customer ledger
      conversions use partner-customer-transfers `/conversions`.
    x-group: Partner
  - name: partner-customers
    description: >-
      Vault KYC: requirements, create, list, get/update, documents, submit, and
      revoke (`pcus_*`).
    x-group: Customers
  - name: partner-customer-accounts
    description: >-
      Customer deposit rails: open / list / get accounts and deposit
      instructions.
    x-group: Customer accounts
  - name: partner-customer-transfers
    description: >-
      On-ledger money movement: stablecoin sends, same-currency book transfers,
      and cross-currency conversions.
    x-group: Customer transfers
  - name: partner-customer-payouts
    description: >-
      External bank payouts: scheme discovery, local bank directory
      (NGN/GHS/CAD), preview, confirm, and status.
    x-group: Customer payouts
paths:
  /partner/customers/{customer_id}/accounts/{account_id}/payout-methods:
    get:
      tags:
        - partner-customer-payouts
      summary: List payout schemes for a customer fiat account
      description: List **payout schemes** for this fiat account before preview.
      operationId: >-
        partner_customer_list_payout_methods_partner_customers__customer_id__accounts__account_id__payout_methods_get
      parameters:
        - name: customer_id
          in: path
          required: true
          schema:
            type: string
            description: Public customer id returned by POST /partner/customers
            examples:
              - pcus_a1b2c3d4e5f6
            title: Customer Id
          description: Public customer id returned by POST /partner/customers
          example: pcus_a1b2c3d4e5f6
        - name: account_id
          in: path
          required: true
          schema:
            type: integer
            minimum: 1
            description: Account id returned by the customer account API
            title: Account Id
          description: Account id returned by the customer account API
      responses:
        '200':
          description: Schemes and required fields for this fiat account currency.
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/PartnerSuccessEnvelope'
              example:
                status: success
                message: Payout methods
                data:
                  account_id: 39
                  account_status: active
                  currency: NGN
                  customer_id: pcus_a1b2c3d4e5f6
                  methods:
                    - scheme: nip
                      country: NG
                      default: true
                      required_fields:
                        - bank_code
                        - account_number
                        - bank_name
                        - country
                        - account_holder_name
                    - scheme: swift
                      country: ''
                      default: false
                      required_fields:
                        - swift_bic
                        - bank_name
                        - country
                        - account_holder_name
                      require_one_of:
                        - - iban
                          - account_number
        '401':
          description: Missing or invalid API key
          content:
            application/json:
              schema:
                type: object
                required:
                  - status
                  - message
                properties:
                  status:
                    type: string
                    enum:
                      - error
                  message:
                    type: string
                  data:
                    type:
                      - object
                      - 'null'
              example:
                status: error
                message: Unauthorized
                data: null
        '422':
          description: Currency does not support external bank payouts
          content:
            application/json:
              schema:
                type: object
                required:
                  - status
                  - message
                properties:
                  status:
                    type: string
                    enum:
                      - error
                  message:
                    type: string
                  data:
                    type:
                      - object
                      - 'null'
              example:
                status: error
                message: External bank payout is not supported for this currency
                data:
                  currency: XXX
                  supported:
                    - CAD
                    - EUR
                    - USD
                    - GBP
                    - AED
                    - NGN
                    - GHS
      security:
        - APIKeyHeader: []
components:
  schemas:
    PartnerSuccessEnvelope:
      type: object
      required:
        - status
        - message
        - data
      properties:
        status:
          type: string
          enum:
            - success
        message:
          type: string
        data:
          type: object
  securitySchemes:
    APIKeyHeader:
      type: apiKey
      in: header
      name: X-API-Key

````